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Mukafi

About Us

About Us

Mukafi is a free, independent calculator that answers one question as accurately as we can: how much end-of-service gratuity are you owed under the labour law of your GCC country. We built it because that question is surprisingly hard to answer by hand, and getting it wrong costs real money.

Last updated: July 2026

GCC countries covered
6

GCC countries covered

Languages — English & Arabic
2

Languages — English & Arabic

Labour laws cited by article
6

Labour laws cited by article

No sign-up, no limits
Free

No sign-up, no limits

Our approach

Why Mukafi exists, and how it works

Why we built this

End-of-service gratuity is a legal entitlement in every GCC state, but the rules differ from country to country and change over time. Existing tools are fragmented — a government calculator that only covers one country, a single-country news-site widget, or a payroll vendor's lead magnet. Mukafi is built to be the one place that covers all six GCC states, in both English and Arabic, with every formula tied to a named law and article.

How we calculate your result

Every figure Mukafi produces traces back to a specific labour law article, shown on the calculator page itself. For each country, we start from the official legislative text, then cross-check the resulting formula against the relevant ministry's published guidance and, where available, worked examples from labour-law practitioners. We publish the exact article we relied on directly on the page, so you can verify it yourself rather than take our word for it.

How we keep it current

GCC labour law changes — the UAE's 2021 reform, Oman's 2023 law, and Bahrain's 2024 shift to a social-insurance-funded model are recent examples. Each country page shows a "last verified" date, and when the underlying law changes, we update the formula and the citation together. We're actively watching Oman's incoming SPF savings system (now deferred to mid-2027 by Royal Decree 60/2025) and Bahrain's SIO contribution mechanism, since both are still transitioning.

What Mukafi is — and isn't

Mukafi is a calculator, not a law firm. Results are estimates for guidance, meant to help you sanity-check what you're owed before a conversation with your employer, your HR team, or a qualified lawyer. Your salary, dates, and contract details are never sent to our servers — the calculation runs entirely in your browser, and closing the tab clears it.

How Mukafi is funded

The calculator is free to use and always will be. We keep it running through optional referrals: if you tell us you're managing HR or payroll for a team, we may recommend a relevant partner who can help automate the process. That referral is entirely optional, appears only if you fill in the lead form, and never changes the number the calculator shows you.

Our method

How we verify every formula

Every number Mukafi shows is traceable to a named law article. This is the process behind each country calculator.

  1. 1

    Start from the primary law

    We begin with the official legislative text — the labour law or royal decree itself — not a second-hand summary. The exact article we relied on is named on every calculator page.

  2. 2

    Cross-check official guidance

    We compare the formula against the relevant ministry's published guidance and worked examples, and against reputable labour-law practitioners where the text leaves room for interpretation.

  3. 3

    Encode it as a tested formula

    Each country’s rules — wage base, accrual rate, service tiers, resignation reductions, and caps — are written as code and covered by an automated test suite, so the maths is consistent every time.

  4. 4

    Stamp it, and re-review

    Every page carries a “last reviewed” date. When a law changes, we update the formula and the citation together and refresh the stamp.

What we stand for

The principles behind Mukafi

  • Accurate to the article

    No hand-waving. We cite the specific law and article, and link the official source so you can check it yourself.

  • Private by design

    Your salary and dates are calculated in your browser and never sent to our servers. Closing the tab clears everything.

  • Honest and transparent

    Results are estimates for guidance, and we say so — showing how the number is built and where it might not fit your case.

  • Free, and staying that way

    The calculator is free with no sign-up. We fund it through optional partner referrals that never change your result.

Law sources by country

These are the primary legal sources behind each calculator, current as of the date shown on that country's page. We recommend confirming directly with the linked source before relying on any figure for a financial or legal decision.

Ready to check what you're owed?

Pick your country and get an instant, itemised end-of-service estimate — with the exact law article it's based on.

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